Kroger check cashing: what it takes and what it charges

KrogerFee not published

Store · Kroger Money Services check cashing (Money Services Desk)

• Payroll
• Government
• Tax refund
• Insurance
• Business
• Money order

Fees

Kroger does not publish check-cashing fees online: "Fees and limits vary by state so check your local Money Services Desk for the most up-to-date information for your area." It says fee discounts apply with a Shopper's Card but gives no amounts.

Who

Anyone with ID and a Social Security or Taxpayer Identification Number; no bank account or enrollment needed

Where

At the Money Services Desk in Kroger and Kroger-family stores ("more than 2,000 Money Services locations"). The same check-cashing page appears on the Ralphs, Fred Meyer, King Soopers, Fry's, Smith's, Dillons, QFC, Harris Teeter, Mariano's, Pick 'n Save, City Market, Baker's, Gerbes, Jay C and Metro Market sites; Food 4 Less's Money Services page also lists check cashing.

Limit

Check cashing with Money Services is simple and hassle-free, and we can accept checks up to the value of up to $5,000.

ID

Along with your check, bring your Social Security or Taxpayer Identification Number and one of these forms of ID: US-issued Passport, State-issued ID, Driver's License, Resident Alien ID, Military ID, Matricula Consular ID, Tribal Nation or Reservation ID

Hours

We are generally open from 8am-8pm, but operating hours may vary depending on your location.

Speed

Cash checks securely & receive funds immediately.

• You must have ID to cash a check; Kroger also asks for a Social Security or Taxpayer Identification Number.
• No bank account or enrollment is needed.
• Fees and limits vary by state; ask at the Money Services Desk.
• Loyalty cards are not required, but fee discounts are offered when you use your Shopper's Card.
• Many Money Services locations are open on Sundays and most holidays.