Stores that cash checks, and stores that don’t

H-E-BFee not published

Store · H-E-B check cashing (Business Center / Service Center)

• Government
• Payroll
• Insurance
• Money order

Fees

H-E-B publishes only a starting fee: “For a fee starting at $3 …” and “Fees determined by face value or withdrawal amount. See your Business Center for details.” The fee for a given check isn’t published, so the calculator shows none.

Who

No bank account needed; H-E-B states no other eligibility rules online

Where

At the Service Center / Business Center in H-E-B stores

Limit

Fees and limits apply. Fees determined by face value or withdrawal amount. See your Business Center for details.

Speed

Funds are available in cash or loaded to your H-E-B Netspend Prepaid Mastercard® Debit Card. No need for a bank account or waiting for funds to be available.

• H-E-B also cashes dividend checks.
• Money orders are cashed only if they are Western Union money orders bought at H-E-B.
• You can take the money in cash or have it loaded onto an H-E-B Netspend Prepaid Mastercard debit card.
• Limits apply but are not published; ask at the Business Center.

KrogerFee not published

Store · Kroger Money Services check cashing (Money Services Desk)

• Payroll
• Government
• Tax refund
• Insurance
• Business
• Money order

Fees

Kroger does not publish check-cashing fees online: "Fees and limits vary by state so check your local Money Services Desk for the most up-to-date information for your area." It says fee discounts apply with a Shopper's Card but gives no amounts.

Who

Anyone with ID and a Social Security or Taxpayer Identification Number; no bank account or enrollment needed

Where

At the Money Services Desk in Kroger and Kroger-family stores ("more than 2,000 Money Services locations"). The same check-cashing page appears on the Ralphs, Fred Meyer, King Soopers, Fry's, Smith's, Dillons, QFC, Harris Teeter, Mariano's, Pick 'n Save, City Market, Baker's, Gerbes, Jay C and Metro Market sites; Food 4 Less's Money Services page also lists check cashing.

Limit

Check cashing with Money Services is simple and hassle-free, and we can accept checks up to the value of up to $5,000.

ID

Along with your check, bring your Social Security or Taxpayer Identification Number and one of these forms of ID: US-issued Passport, State-issued ID, Driver's License, Resident Alien ID, Military ID, Matricula Consular ID, Tribal Nation or Reservation ID

Hours

We are generally open from 8am-8pm, but operating hours may vary depending on your location.

Speed

Cash checks securely & receive funds immediately.

• You must have ID to cash a check; Kroger also asks for a Social Security or Taxpayer Identification Number.
• No bank account or enrollment is needed.
• Fees and limits vary by state; ask at the Money Services Desk.
• Loyalty cards are not required, but fee discounts are offered when you use your Shopper's Card.
• Many Money Services locations are open on Sundays and most holidays.

MeijerDoesn’t cash checks

Store

• Payroll
• Tax refund

Fees

Meijer does not cash checks, so there is no check-cashing fee.

• Meijer's help centre says: "Meijer does not cash checks (payroll, tax refunds, etc)."
• Meijer takes personal and business checks only as payment for a purchase, written for up to $25 over the purchase amount in store (up to $5 over at a gas station).
• Meijer does not accept money orders, post-dated checks, hand-written payroll checks, bank/cashier's checks, third-party checks or starter checks as payment.
• Personal checks are processed electronically using the Telecheck verification system; the voided check is returned to the customer.

PublixFee not published

Store · Publix check cashing (at Customer Service)

• Personal
• Payroll
• Money order

Fees

Publix does not publish check-cashing fees online. Its money services page says: "*Fees may apply. Please see store for details."

Who

Customers who show a driver license, state-issued photo ID card or military ID

Where

At the Customer Service counter in all Publix stores (AL, FL, GA, KY, NC, SC, TN, VA)

ID

To cash a check at Publix you must provide a driver license, state-issued photo identification card, or military identification.

• Publix cashes personal and payroll checks at all stores; it names no other check types.
• Publix sells money orders (provided by Western Union) but does not cash them.
• Publix warns of fake checks that appear to be from Publix (lottery or mystery-shopper scams): "If you don't know why Publix would send a check to you, then don't cash or deposit the check."

WalmartFees published

Store · Walmart check cashing (Money Service Center / Customer Service desk)

• Payroll
• Government
• Tax refund
• Cashier's
• Insurance
• Retirement
• Money order
• Personal

• Payroll, Government, Tax refund, Cashier's, Insurance, Retirement $0–$1,000Pre-printed checksup to $4 (max $4)
• Payroll, Government, Tax refund, Cashier's, Insurance, Retirement $1,000.01+Pre-printed checksup to $8 (max $8)
• Personal $0–$200Two-party personal checks, in some locationsup to $6 (max $6)

Fees

Walmart publishes maximum fees only ("Max fee of $4 ... Subject to applicable law"), so the fee charged in a given state can be lower. No separate fee is stated for cashing money orders.

Who

Anyone with a check and valid ID; no registration or Walmart card needed

Where

At the Money Service Center or Customer Service desk in Walmart stores, in the 40 states plus DC that Walmart lists

Limit

In most states the check-cashing limit is $5,000, though we increase this limit to $7,500 between January & April of each year.

ID

Bring your check & valid ID to a Walmart store.

Hours

Supercenters are open from 6am-11pm.

Speed

You'll get your money immediately & save time doing it.

• Endorse the check and hand it to the cashier at the Money Service Center or Customer Service desk with valid identification.
• No registration, Walmart store credit card or Walmart MasterCard is needed.
• The per-check limit rises from $5,000 to $7,500 between January and April each year.
• Two-party personal check cashing is not available in New Jersey and is limited to $200.
• Walmart lists the jurisdictions where check cashing is available; FL, IN, MS, NJ, NM, NY, OH, RI, TN and WI are not on that list.